Head of Digital Consumer Finance

Key Responsibilities

Develop and execute implementation plan for launch of digital consumer finance
Conduct market research and competitor analysis
Collaborate with cross-functional teams to integrate digital consumer finance products
Lead product development, launch, and lifecycle management of digital financial products
Collaborate with IT to design and deliver user-friendly digital platforms
Ensure compliance with regulatory requirements and risk management frameworks
Drive business growth through digital channels
Develop and execute pricing strategies for digital financial products
Monitor and analyze key performance indicators (KPIs)
Build Balance sheet of AED 1 Bn. in next 2 to 3 years
Achieve annual revenue of AED 100 MM+
Contribute to 10 to 15% of Retail Asset sourcing
Foster partnerships with fintech companies and other ecosystems
Identify opportunities for collaborations and strategic investments
Represent ADIB Bank in industry forums and conferences
Ensure compliance with regulatory requirements
Collaborate with risk management teams
Develop and implement policies and procedures for digital consumer finance
Communicate digital consumer finance strategies to stakeholders
Collaborate with internal stakeholders
Develop and maintain relationships with external stakeholders
Stay up-to-date with emerging trends and technologies in digital consumer finance
Identify opportunities for innovation and experimentation
Collaborate with innovation teams to develop proof-of-concepts and pilots

Bachelor's degree in business, Finance, Computer Science, or related field; Master's degree or MBA preferred

15+ years of experience in managing digital products preferably consumer finance or BNPL