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Analyst, Retail Risk Analytics - Job Opportunity at Standard Chartered

Bangalore, India
Full-time
Mid-level
Posted: April 23, 2025
On-site
USD 50,000 - 75,000 annually based on Bangalore market rates for quantitative risk roles

Benefits

Comprehensive retirement funding with core bank contribution
Premium medical and life insurance coverage
Industry-leading parental leave (20 weeks)
Flexible sabbatical options up to 12 months
Advanced digital wellbeing platform access
30 days minimum combined annual and holiday leave
Professional development and learning resources
Global mobility opportunities

Key Responsibilities

Lead development of IRB and IFRS9 regulatory risk models
Design and implement custom credit scorecards for retail banking
Conduct advanced statistical analysis for customer segmentation
Drive implementation of regulatory compliance frameworks
Provide global analytics support across Standard Chartered operations
Ensure adherence to Group's Conduct Principles and regulatory standards

Requirements

Education

Bachelors / Advanced (Masters or higher) Degree in Statistics, Applied Mathematics, Operations Research, Economics, Engineering or other quantitative discipline

Experience

1-4 years hands-on Statistical Modeling experience

Required Skills

Statistical programming (SAS preferred) Credit Risk Modelling Data mining and pattern analysis Analytical thinking Problem solving Communication skills Presentation skills
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Industry Trends

Financial institutions are increasingly emphasizing regulatory risk modeling capabilities due to evolving Basel framework requirements Integration of machine learning techniques with traditional statistical models is becoming standard practice in risk analytics Growing focus on real-time risk assessment capabilities in retail banking sector

Role Significance

Typically part of a 5-10 person risk analytics team within larger risk management division
Mid-level position with significant responsibility for regulatory compliance and risk model development

Key Projects

Development and validation of regulatory risk models Implementation of IFRS9 compliance frameworks Creation of custom credit scoring systems Portfolio risk analysis and optimization

Success Factors

Strong foundation in statistical modeling and risk analytics Ability to translate complex regulatory requirements into practical models Experience with large-scale data analysis and pattern recognition Understanding of retail banking products and lifecycle

Market Demand

High demand with growing emphasis on regulatory compliance and risk management in banking sector

Important Skills

Critical Skills

Statistical modeling expertise - essential for regulatory compliance and risk assessment SAS programming - primary tool for risk model development Retail banking knowledge - crucial for contextual understanding of risk models

Beneficial Skills

Machine learning techniques Python/R programming Business communication skills Project management capabilities

Unique Aspects

Global exposure through cross-border projects
Balance of regulatory compliance and business innovation
Access to diverse retail banking markets across Asia, Africa, and Middle East

Career Growth

2-3 years in role before advancement opportunity, with potential fast-track for high performers

Potential Next Roles

Senior Risk Analytics Manager Head of Credit Risk Modeling Risk Analytics Director Chief Risk Officer

Company Overview

Standard Chartered

Standard Chartered is a leading international banking group with over 170 years of history, focusing on emerging markets in Asia, Africa, and the Middle East

Among top 30 global banks by asset size, known for strong presence in emerging markets
Bangalore office serves as a major analytics hub for global operations
International environment with strong emphasis on diversity and inclusion, structured career development paths
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