Business Banking Consultant - Job Opportunity at Beyond Bank Australia

Canberra, Australia
Full-time
Mid-level
Posted: May 16, 2025
Hybrid
AUD 80,000-90,000 per year

Benefits

Enhanced annual leave with 3 additional work-life balance days
Community impact through paid volunteer days
Comprehensive employee assistance program
Health and wellness initiatives
Employee discounts on banking products
Flexible hybrid work arrangements
Career development and professional training

Key Responsibilities

Lead customer relationship management and business development initiatives
Conduct complex financial analysis and risk assessment
Prepare and evaluate detailed lending submissions
Manage revenue targets and lending margins
Collaborate with Business Banking Managers on strategic initiatives
Oversee compliance and policy adherence
Drive process improvements and efficiency initiatives
Manage at-risk lending facilities and credit control

Requirements

Education

Degree in Business or Finance, or postgraduate professional qualification (desirable)

Required Skills

Strong financial analysis skills Complex structure evaluation capability Credit risk management expertise Exceptional communication skills Organizational and time management abilities Customer service focus
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Sauge AI Market Intelligence

Industry Trends

The Australian banking sector is experiencing significant digital transformation, requiring business banking professionals to blend traditional relationship management with digital service delivery. Customer-owned banking institutions are gaining market share as consumers seek more personalized and community-focused financial services. Rising interest rates and economic uncertainty are increasing the importance of skilled credit risk assessment in business banking roles.

Salary Evaluation

The offered salary range of AUD 80,000-90,000 is competitive for a mid-level business banking position in Canberra, aligning with market rates for similar roles in customer-owned financial institutions. However, total compensation including benefits places this role in the upper quartile for comparable positions.

Role Significance

Typically operates within a team of 5-8 business banking professionals, collaborating with various departments including credit control and compliance.
This is a mid-level position with significant autonomy in credit assessment and customer relationship management, serving as a crucial link between business clients and senior banking managers.

Key Projects

Development and implementation of business lending strategies Credit risk assessment and portfolio management Process improvement initiatives focusing on efficiency and customer experience Digital banking integration projects

Success Factors

Strong ability to balance risk assessment with business development objectives Excellence in relationship building and stakeholder management Deep understanding of financial analysis and credit assessment Adaptability to changing regulatory requirements and market conditions

Market Demand

High demand exists for business banking professionals with strong analytical skills and relationship management capabilities, particularly in customer-owned institutions experiencing growth.

Important Skills

Critical Skills

Financial Analysis: Essential for accurate risk assessment and lending decisions Relationship Management: Core to maintaining and growing business banking portfolio Credit Risk Assessment: Fundamental to maintaining portfolio quality and managing risk exposure

Beneficial Skills

Digital banking platform expertise Industry sector knowledge Project management capabilities Sustainability and ESG understanding

Unique Aspects

B Corp certification demonstrating commitment to social and environmental impact
Customer-owned structure allowing for more personalized banking approach
Strong emphasis on community engagement and sustainable banking practices

Career Growth

Typical progression to senior roles within 2-3 years, contingent on performance and market conditions.

Potential Next Roles

Senior Business Banking Manager Commercial Lending Manager Credit Risk Manager Regional Business Banking Leader

Company Overview

Beyond Bank Australia

Beyond Bank Australia is a major customer-owned financial institution with B Corp certification, demonstrating commitment to social responsibility and sustainable banking practices.

One of Australia's largest mutual banks, serving over 300,000 customers across five states, positioning it as a significant player in the customer-owned banking sector.
Strong presence in Canberra with potential for cross-regional exposure through the bank's national network of 40+ branches.
Progressive workplace culture emphasizing sustainability, community engagement, and employee development, with strong focus on work-life balance and inclusive practices.
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