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Data Scientist (Remote) - Job Opportunity at Progressive Leasing

Remote, US
Full-time
Senior
Posted: March 12, 2025
Remote
USD 130,000 - 180,000 per year, based on the senior level requirements, remote flexibility, and fintech industry standards

Benefits

Competitive Healthcare Package with Medical, Dental, and Vision coverage offering comprehensive wellness support
401(k) with Company Match indicating strong retirement benefits focus
Progressive Parental Leave Policy demonstrating family-friendly culture
Employee Stock Purchase Program enabling wealth building opportunities
Flexible PTO and Holiday Schedule supporting work-life balance
Tuition Reimbursement Program for continued professional development
Comprehensive Employee Resource Groups showing commitment to diversity
Charitable Gift Matching Program reflecting social responsibility values
Remote Work Equipment and Services provided
Dual Career Track Options (Technical and Leadership)

Key Responsibilities

Design and implement mission-critical predictive models driving business competitive advantage
Lead data exploration initiatives across internal and external sources for model optimization
Architect and execute market experiments to validate new algorithms and technologies
Develop rapid prototypes using modern technologies like Shiny for immediate business impact
Drive strategic business transformation through data-driven insights and recommendations
Evaluate and implement emerging analytics technologies to maintain technological edge
Collaborate within cross-functional data science teams to deliver scalable solutions

Requirements

Education

Master's degree in a quantitative or technical field (Math, Statistics, Engineering, Economics, Physics, Computer Science, etc.)

Experience

Demonstrated experience in applied statistical modeling

Required Skills

Advanced statistical modeling R or Python programming SQL and database querying Machine learning Research design Software development practices Scrum/Agile methodologies Git version control DevOps practices
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Sauge AI Market Intelligence

Industry Trends

The fintech industry is experiencing rapid transformation with lease-to-own and BNPL solutions becoming mainstream financial products, creating increased demand for sophisticated risk modeling and customer behavior analysis. Integration of machine learning and AI in credit decisioning is becoming a critical differentiator in the alternative financing space, particularly for companies serving non-traditional credit markets. Remote work adoption in data science roles has become standard, with companies competing nationally for top talent rather than limiting to local markets.

Role Significance

Typically part of a specialized data science team of 5-10 members, collaborating with larger technology and business units of 50+ people
Senior Individual Contributor with potential for technical leadership, directly impacting core business decisions and risk models

Key Projects

Development of credit risk assessment models for non-traditional borrowers Customer behavior prediction systems for lease-to-own products A/B testing frameworks for product optimization Real-time decision engine improvements

Success Factors

Deep understanding of alternative lending and credit risk models Ability to translate complex statistical concepts into actionable business insights Experience with rapid prototyping and iterative development Strong communication skills for stakeholder management Balance of technical expertise with business acumen

Market Demand

Very High - The combination of fintech growth, alternative lending expansion, and the need for advanced risk modeling creates strong demand for data scientists with financial modeling expertise.

Important Skills

Critical Skills

Statistical Modeling - Essential for core risk assessment and decision systems Python/R - Primary tools for model development and deployment SQL - Critical for data manipulation and analysis in production environments Machine Learning - Key for developing predictive models and automated decision systems

Beneficial Skills

Cloud Computing Platforms Big Data Technologies Financial Domain Knowledge A/B Testing Methodologies Data Visualization Tools

Unique Aspects

Combination of established company stability with startup-like innovation focus
Opportunity to work on novel financial products in the growing lease-to-own space
Dual career track options allowing for both technical and management growth

Career Growth

2-3 years in role before advancement, with accelerated progression possible based on business impact

Potential Next Roles

Lead Data Scientist Principal Data Scientist Head of Data Science Director of Analytics Chief Data Officer

Company Overview

Progressive Leasing

Progressive Leasing is a mature fintech company with 20+ years of experience, operating as a subsidiary of PROG Holdings (NYSE: PRG), positioning it as a stable yet innovative player in the alternative financing space

Industry leader in lease-to-own solutions with strong market presence and established technical infrastructure
National operation with corporate presence in Utah and Arizona, offering full remote work flexibility across the continental US
Fast-paced, entrepreneurial environment with emphasis on innovation and continuous improvement, balanced with established corporate stability
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